Medicare made clear
A, B, C, D. Now what?
Medicare has parts, plans, and an enrollment calendar that catches a lot of people off guard. We’ll explain what each piece does, what it costs, and which combination fits your life.
Talk to an AgentInsurance
Insurance
Advantage
Drugs
The big choice
Medicare Advantage vs. Medigap
Most people picking Medicare are choosing between these two paths. Here’s a side-by-side, no jargon.
There’s no universal “better” — just the right fit for your situation. We’ll help you figure out which.
*This is a general, educational comparison. Plan availability, premiums, benefits, provider networks, and out-of-pocket costs vary by carrier, plan, and your geographic location. The information here is not a substitute for personalized advice from a licensed insurance agent regarding your specific situation. See full disclosures.
When can I enroll?
Three windows to know.
Initial Enrollment
A 7-month window around your 65th birthday: 3 months before, the month of, and 3 months after.
Annual Enrollment
October 15 through December 7. Switch plans for the next year. We do plan reviews every fall.
Special Enrollment
For life events like losing employer coverage, moving, or qualifying for Extra Help.